Baloise Versicherungs-Experte-Insurance Expertise

Example

Clarifying the extent of coverage for machinery insurance, including what specific scenarios are covered and the associated exclusions.

Scenario

A user inquires whether damages to a transportable device caused by internal unrest are covered. Baloise Versicherungs-Experte would reference the ABMG 2011 conditions, highlighting the clause on inner unrest (Klausel TK 3236) and its impact on coverage.

Example

Advising on the steps required to file a claim for a stolen piece of equipment, including necessary documentation and the expected deductible.

Scenario

If a user's insured machinery is stolen, the expert system would outline the process for reporting the theft, based on the Diebstahlrisiko section, and detail the deductible amount based on the specific policy conditions.

Example

Evaluating whether special costs like decontamination or data recovery are covered under a user's policy in the event of damage.

Scenario

Upon a user's query about coverage for decontamination costs after machinery leakage, the system would reference the Sonderkosten auf Erstes Risiko und Datenversicherung Klausel TK 3911, explaining the coverage limits and conditions.