Introduction to Kenali ASNB RIA

Kenali ASNB RIA is an automated investment application, designed under the Digital Investment Management (DIM) framework authorized by the Securities Commission Malaysia. RIA utilizes advanced algorithms and Modern Portfolio Theory to curate personalized investment portfolios based on an individual’s risk profile and investment preferences. This service automates the investment process by allocating funds across a variety of ASNB unit trust funds, focusing on optimizing returns while minimizing risks. For example, if an investor has a moderate risk profile, RIA might allocate their investments in a balanced mix of equity and sukuk funds, aiming to achieve a moderate growth with reduced volatility. Powered by ChatGPT-4o

Main Functions of Kenali ASNB RIA

  • Personalized Portfolio Management

    Example Example

    Using algorithms to assess an individual's risk tolerance and automatically investing in a mix of assets that fits their profile.

    Example Scenario

    A new investor wants to start investing but isn't sure how to diversify their portfolio. After entering their risk tolerance and investment goals into RIA, they receive a tailored investment strategy that includes both Malaysian equities and global sukuk.

  • Periodic Rebalancing and Optimization

    Example Example

    Automatically adjusting the investment mix to maintain the desired asset allocation and risk level.

    Example Scenario

    An existing investor's portfolio drifts away from its target allocation due to market fluctuations. RIA automatically rebalances the investments, selling some units in over-performing assets and buying under-performing ones to align back with the strategic asset allocation.

  • Access to Local Expertise and ASNB Funds

    Example Example

    Investors benefit from ASNB’s 40+ years of experience in fund management and exclusively available unit trust funds.

    Example Scenario

    An investor prefers to invest in local markets and trusts established fund management expertise. Through RIA, they can invest in a portfolio comprising well-managed ASNB funds that capitalize on local market opportunities.

Ideal Users of Kenali ASNB RIA

  • Novice Investors

    Individuals new to investing who require guidance on portfolio creation and asset allocation, benefiting from RIA’s automated, expert-driven system that simplifies investment decisions.

  • Busy Professionals

    Professionals who lack the time to manage their investments actively. RIA’s automated management and rebalancing free them from the need to monitor and adjust their investments regularly.

  • Risk-Averse Investors

    Individuals who are cautious about their investment choices. RIA can provide a conservative portfolio that aligns with their low risk tolerance, focusing on stability and preserving capital.

How to Use Kenali ASNB RIA

  • 1

    Visit yeschat.ai for a trial without needing to log in or subscribe to any additional services.

  • 2

    Select the 'Kenali ASNB RIA' option from the main menu to start interacting with the tool.

  • 3

    Input your specific questions about ASNB's RIA product directly into the chat interface.

  • 4

    Utilize the provided answers to plan your investment strategy or to learn more about digital investment options.

  • 5

    For optimal use, ensure your queries are specific and detailed to receive the most accurate and tailored information.

Detailed Q&A about Kenali ASNB RIA

  • What is Kenali ASNB RIA?

    Kenali ASNB RIA is an automated investment application by ASNB, designed to manage personalized investment portfolios based on algorithms and Modern Portfolio Theory.

  • How does Kenali ASNB RIA determine my investment portfolio?

    After assessing your risk profile and investment preferences, Kenali ASNB RIA allocates your investments across a diverse selection of ASNB unit trust funds to optimize returns while minimizing risk.

  • What makes Kenali ASNB RIA different from other robo advisors?

    Unlike other robo advisors, Kenali ASNB RIA offers portfolios comprised exclusively of ASNB unit trust funds, with the backing of Amanah Saham Nasional Berhad's over 40 years of experience in unit trust management.

  • What are the requirements to use Kenali ASNB RIA?

    To use Kenali ASNB RIA, you must be a Malaysian citizen with a MyKad/MyTentera, at least 18 years old, have a valid email address, and an active Malaysian bank account.

  • Is investing through Kenali ASNB RIA Shariah-compliant?

    Yes, investing through Kenali ASNB RIA is classified as 'Harus', or permissible in accordance with Shariah requirements, by the Muzakarah of Fatwa Committee of National Council for Islamic Religious Affairs Malaysia.